The York Water Company — Earnings Quality Grade F
YORW · Utilities
Major red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 41 days, change +0 days YoY
AR growth 4.4% vs revenue growth 3.4%
Revenue 3.4%, CFFO -2.3%. Cash follows revenue
Expense Quality
Inventory -1.5% vs COGS 5.8%. Normal
CapEx growth -0.6% vs revenue 3.4%. Normal
SG&A/Gross Profit = 22.7%, excellent (<30%)
Gross margin 73.1%, change -0.6pp. Stable
Cash Flow Quality
CFFO/NI = 1.49. Profits backed by cash
FCF < 50% of Net Income for 3 years
Accruals ratio = -1.4%. Low accruals
Cash $0.0B covers only 0% of debt $0.2B
Balance Sheet Health
No goodwill. Clean balance sheet
Debt/EBITDA = 5.3x (>4x). Financial stress
Other assets -3.0% vs revenue 3.4%. Normal
No write-off data
Acquisition Risk
FCF after acquisitions negative for 3 years
Small-cap context: A single acquisition on a small balance sheet can trip serial-acquirer logic.
No goodwill
Manipulation Score
Insufficient data
Portfolio monitoring
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Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25