Willis Towers Watson Public Lim — Earnings Quality Grade F
WTW · Financial Services
Major red flags
Screening Summary
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 69 days, change +10 days YoY
AR growth 14.3% exceeds revenue growth -2.2%
Revenue -2.2%, CFFO 17.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -6.5% vs revenue -2.2%. Normal
Insufficient data
Gross margin 42.1%, change -2.5pp. Stable
Cash Flow Quality
CFFO/NI = 1.11. Profits backed by cash
FCF $1.5B, FCF/NI = 0.96
Accruals ratio = -0.6%. Low accruals
Cash $3.2B covers only 46% of debt $6.9B
Balance Sheet Health
Goodwill+Intangibles $10.1B = 126% of equity. Over 50%
Debt/EBITDA = 2.6x. Healthy
Other assets grew 73.5% vs revenue -2.2%
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -0% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Willis Towers Watson Public Lim is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09