Vroom, Inc. — Earnings Quality Grade F
VRM · Financial Services
Major red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue -40.4%, CFFO 177.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 102.5% is >2x revenue growth -40.4%
Insufficient data
Gross margin 100.0%, change +0.0pp. Stable
Cash Flow Quality
CFFO/NI = -1.42. Below 1.0
FCF $0.1B, FCF/NI = -1.28
Accruals ratio = -13.7%. Low accruals
Cash $0.0B covers only 1% of debt $0.8B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 11% of equity. Manageable
Debt/EBITDA = 264.7x (>4x). Interest coverage = -1.5x (<2x). Financial stress
Other assets -30.5% vs revenue -40.4%. Normal
Write-offs normal
Acquisition Risk
FCF after acquisitions negative for 2/3 years
Goodwill+Intangibles change -88% YoY. Normal
Manipulation Score
Insufficient data
Portfolio monitoring
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Altman Z-Score — Not Applicable
Vroom, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25