Universal Technical Institute I — Earnings Quality Grade C
UTI · Consumer Defensive
Some red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 27 days, change +10 days YoY
AR growth 77.4% exceeds revenue growth 14.0%
Revenue 14.0%, CFFO 13.3%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 72.8% is >2x revenue growth 14.0%
SG&A/Gross Profit = 79.9%, exceeds 70%
Gross margin 49.7%, change +2.2pp. Stable
Cash Flow Quality
CFFO/NI = 1.54. Profits backed by cash
FCF $0.1B, FCF/NI = 0.88
Accruals ratio = -4.2%. Low accruals
Cash $0.2B covers 61% of debt $0.3B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 14% of equity. Manageable
Debt/EBITDA = 1.9x. Healthy
Other assets grew 88.3% vs revenue 14.0%
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
M-Score = -2.00 (grey zone)
Portfolio monitoring
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Beneish M-Score
Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25