Triumph Financial, Inc. — Earnings Quality Grade C
TFIN · Financial Services
Some red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 2.0%, CFFO 14.6%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -59.0% vs revenue 2.0%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.64. Profits backed by cash
FCF < 50% of Net Income for 2 years
Accruals ratio = -0.7%. Low accruals
Cash $0.2B covers 63% of debt $0.4B
Balance Sheet Health
Goodwill+Intangibles $0.4B = 48% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions negative for 2/3 years
Goodwill+Intangibles surged 52% YoY
Manipulation Score
Insufficient data
Portfolio monitoring
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Altman Z-Score — Not Applicable
Triumph Financial, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25