Transcontinental Realty Investo — Earnings Quality Grade F
TCI · Real Estate
Major red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 41 days, change +9 days YoY
AR growth 31.5% exceeds revenue growth 3.6%
Revenue 3.6%, CFFO -320.3%. Cash follows revenue
Expense Quality
No material inventory
Insufficient data
SG&A/Gross Profit = 80.9%, exceeds 70%
Gross margin 39.9%, change +0.3pp. Stable
Cash Flow Quality
CFFO < Net Income for 3 consecutive years
Small-cap context: Small-cap CFFO/NI often diverges from working-capital swings, not necessarily manipulation.
FCF < 50% of Net Income for 3 years
Accruals ratio = 1.5%. Low accruals
Cash $0.1B covers only 42% of debt $0.2B
Balance Sheet Health
No goodwill. Clean balance sheet
Debt/EBITDA = 5.2x (>4x). Interest coverage = -1.0x (<2x). Financial stress
Other assets 5.3% vs revenue 3.6%. Normal
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Portfolio monitoring
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Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25