Selective Insurance Group, Inc. — Earnings Quality Grade A
SIGI · Financial Services
Strong financial health
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 168 days, change -22 days YoY
AR growth -3.1% vs revenue growth 9.8%
Revenue 9.8%, CFFO 12.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 25.7% is >2x revenue growth 9.8%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.64. Profits backed by cash
FCF $1.2B, FCF/NI = 2.56
Accruals ratio = -5.1%. Low accruals
Cash $1.2B covers debt $0.9B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 0% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 0% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Selective Insurance Group, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25