ServisFirst Bancshares, Inc. — Earnings Quality Grade A
SFBS · Financial Services
Strong financial health
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 41 days, change -7 days YoY
AR growth -1.3% vs revenue growth 16.4%
Revenue 16.4%, CFFO 40.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 27.8% vs revenue 16.4%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.28. Profits backed by cash
FCF $0.3B, FCF/NI = 1.26
Accruals ratio = -0.4%. Low accruals
Cash $1.1B covers debt $0.0B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 1% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 0% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
ServisFirst Bancshares, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25