Raymond James Financial, Inc. — Earnings Quality Grade A
RJF · Financial Services
Strong financial health
Screening Summary
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 74 days, change -4 days YoY
AR growth 4.1% vs revenue growth 9.5%
Revenue 9.5%, CFFO 12.9%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -8.3% vs revenue 9.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.14. Profits backed by cash
FCF $2.2B, FCF/NI = 1.05
Accruals ratio = -0.3%. Low accruals
Cash $11.4B covers debt $4.2B
Balance Sheet Health
Goodwill+Intangibles $1.8B = 15% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Raymond James Financial, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09