Radian Group Inc. — Earnings Quality Grade F
RDN · Financial Services
Major red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 52 days, change +4 days YoY
AR outpaced revenue for 2 consecutive years
Revenue -0.8%, CFFO 118.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 169.1% is >2x revenue growth -0.8%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO < Net Income for 3 consecutive years
FCF < 50% of Net Income for 2 years
Accruals ratio = 5.7%. Elevated
Cash $5.8B covers debt $1.1B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Portfolio monitoring
Monitor RDN continuously
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Altman Z-Score — Not Applicable
Radian Group Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25