OPENLANE, Inc. — Earnings Quality Grade F
OPLN · Consumer Cyclical
Major red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 59 days, change +9 days YoY
AR growth 26.6% exceeds revenue growth 8.2%
Revenue 8.2%, CFFO 33.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 4.5% vs revenue 8.2%. Normal
SG&A/Gross Profit = 56.9%. Normal
Gross margin 40.5%, change +0.8pp. Stable
Cash Flow Quality
CFFO/NI = 2.21. Profits backed by cash
FCF $0.3B, FCF/NI = 1.89
Accruals ratio = -4.5%. Low accruals
Cash $0.1B covers only 24% of debt $0.6B
Balance Sheet Health
Goodwill+Intangibles $1.5B = 120% of equity. Over 50%
Debt/EBITDA = 1.9x. Healthy
Other assets 16.2% vs revenue 8.2%. Normal
Write-offs normal
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
M-Score = -2.57 (< -2.22). Unlikely manipulator
Portfolio monitoring
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Beneish M-Score
Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25