Origin Bancorp, Inc. — Earnings Quality Grade A
OBK · Financial Services
Strong financial health
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 10.5%, CFFO 46.5%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -53.0% vs revenue 10.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.11. Profits backed by cash
FCF $0.1B, FCF/NI = 1.98
Accruals ratio = -0.9%. Low accruals
Cash $0.4B covers debt $0.0B
Balance Sheet Health
Goodwill+Intangibles $0.2B = 13% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Origin Bancorp, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25