Navan, Inc. — Earnings Quality Grade B
NAVN · Technology
Generally healthy
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Insufficient data
Expense Quality
No material inventory
Insufficient data
SG&A/Gross Profit = 109.1%, exceeds 70%
Insufficient data
Cash Flow Quality
CFFO/NI = -0.08. Below 1.0
FCF $0.0B, FCF/NI = -0.04
Accruals ratio = -25.3%. Low accruals
Cash $0.7B covers debt $0.2B
Balance Sheet Health
Goodwill+Intangibles $0.3B = 24% of equity. Manageable
Interest coverage = -3.8x (<2x). Financial stress
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Insufficient data
Manipulation Score
Insufficient data
Portfolio monitoring
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Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25