Morgan Stanley — Earnings Quality Grade F
MS · Financial Services
Major red flags
Screening Summary
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO surged by 89 days (546 → 635)
AR growth 33.2% exceeds revenue growth 14.5%
Revenue grew 14.5% but CFFO declined -1413.4%
Expense Quality
No material inventory
CapEx growth -16.3% vs revenue 14.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO < Net Income for 3 consecutive years
FCF < 50% of Net Income for 3 years
Accruals ratio = 2.4%. Low accruals
Cash $81.3B covers only 22% of debt $370.5B
Balance Sheet Health
Goodwill+Intangibles $22.7B = 20% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions negative for 3 years
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Morgan Stanley is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09