Medallion Financial Corp. — Earnings Quality Grade F
MFIN · Financial Services
Major red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 29 days, change +2 days YoY
AR outpaced revenue for 2 consecutive years
Revenue 19.8%, CFFO 16.2%. Cash follows revenue
Expense Quality
No material inventory
Insufficient data
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.71. Profits backed by cash
FCF $0.1B, FCF/NI = 2.71
Accruals ratio = -2.7%. Low accruals
Cash $0.1B covers only 43% of debt $0.3B
Balance Sheet Health
Goodwill+Intangibles $0.2B = 41% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Portfolio monitoring
Monitor MFIN continuously
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Altman Z-Score — Not Applicable
Medallion Financial Corp. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25