C

Jackson Financial Inc. — Earnings Quality Grade C

JXN · Financial Services

Some red flags

Revenue
$6.5B
2025
Net Income
$27M
2025
Gross Margin
Free Cash Flow
$5.8B
01

Screening Summary

9
Passed
1
Watch
1
Failed
M-Score

Management Signals

No recent CEO, CFO, board, or accounting leadership signals found in SEC 8-K filings.
02

Financial Trends

Revenue & Net Income ($B)

Margins (%)

03

18-Point Screening

01

Revenue Quality

A1DSO Change

DSO 1101 days, change -1490 days YoY

A2AR vs Revenue Growth

AR growth -10.5% vs revenue growth 110.6%

A3Revenue vs CFFO

Revenue grew 110.6% but CFFO declined -0.6%

02

Expense Quality

B1Inventory vs COGS

No material inventory

B2CapEx vs Revenue

Insufficient data

B3SG&A Ratio

Insufficient data

B4Gross Margin

Insufficient data

03

Cash Flow Quality

!
C1CFFO vs Net Income

CFFO far exceeds NI (ratio 213.3x). Non-cash charges depressing profits

C2Free Cash Flow

FCF $5.8B, FCF/NI = 213.26

C3Accruals Ratio

Accruals ratio = -1.6%. Low accruals

C4Cash vs Debt

Cash $53.0B covers debt $4.6B

04

Balance Sheet Health

D1Goodwill + Intangibles

No goodwill. Clean balance sheet

D2Leverage

Insufficient data

D3Soft Asset Growth

Insufficient data

D4Asset Impairment

No write-off data

05

Acquisition Risk

E1Serial Acquirer FCF

FCF after acquisitions positive

E2Goodwill Surge

No goodwill

06

Manipulation Score

F1Beneish M-Score

Insufficient data

Portfolio monitoring

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Altman Z-Score — Not Applicable

Jackson Financial Inc. is a financial company. Z-Score is designed for non-financial companies.

Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25