Jack In The Box Inc. — Earnings Quality Grade F
JACK · Consumer Cyclical
Major red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 21 days, change +5 days YoY
AR growth 18.6% exceeds revenue growth -6.7%
Revenue -6.7%, CFFO 135.9%. Cash follows revenue
Expense Quality
Inventory 0.9% vs COGS -5.7%. Normal
CapEx growth -3.2% vs revenue -6.7%. Normal
SG&A/Gross Profit = 34.2%. Normal
Gross margin 28.7%, change -0.8pp. Stable
Cash Flow Quality
CFFO/NI = -2.01. Below 1.0
FCF $0.1B, FCF/NI = -0.92
Accruals ratio = -9.4%. Low accruals
Cash $0.1B covers only 2% of debt $3.1B
Balance Sheet Health
Goodwill+Intangibles $0.3B = -27% of equity. Manageable
Debt/EBITDA = 86.3x (>4x). Financial stress
Other assets 7.5% vs revenue -6.7%. Normal
Write-offs normal
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -45% YoY. Normal
Manipulation Score
M-Score = -2.82 (< -2.22). Unlikely manipulator
Portfolio monitoring
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Beneish M-Score
Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25