Hancock Whitney Corporation — Earnings Quality Grade B
HWC · Financial Services
Generally healthy
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 34 days, change -3 days YoY
AR growth -3.3% vs revenue growth 4.9%
Revenue 4.9%, CFFO -13.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 82.9% is >2x revenue growth 4.9%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.11. Profits backed by cash
FCF $0.5B, FCF/NI = 1.08
Accruals ratio = -0.2%. Low accruals
Cash $0.7B covers 52% of debt $1.3B
Balance Sheet Health
Goodwill+Intangibles $1.0B = 22% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 11% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Hancock Whitney Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25