Home BancShares, Inc. — Earnings Quality Grade B
HOMB · Financial Services
Generally healthy
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 37 days, change -7 days YoY
AR growth -9.3% vs revenue growth 7.7%
Revenue 7.7%, CFFO -13.3%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -42.2% vs revenue 7.7%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 0.84. Profits backed by cash
FCF $0.4B, FCF/NI = 0.79
Accruals ratio = 0.3%. Low accruals
Cash $0.7B covers 86% of debt $0.8B
Balance Sheet Health
Goodwill+Intangibles $1.4B = 33% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Home BancShares, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25