Hilton Grand Vacations Inc. — Earnings Quality Grade F
HGV · Consumer Cyclical
Major red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 14 days, change -2 days YoY
AR growth -8.7% vs revenue growth 1.3%
Revenue 1.3%, CFFO -2.9%. Cash follows revenue
Expense Quality
Inventory 12.4% vs COGS 1.4%. Normal
CapEx growth 15.9% vs revenue 1.3%. Normal
SG&A/Gross Profit = 64.7%. Normal
Gross margin 63.9%, change -0.0pp. Stable
Cash Flow Quality
CFFO/NI = 3.70. Profits backed by cash
FCF $0.2B, FCF/NI = 1.90
Accruals ratio = -1.9%. Low accruals
Cash $0.2B covers only 3% of debt $7.3B
Balance Sheet Health
Goodwill+Intangibles $3.7B = 284% of equity. Over 50%
Debt/EBITDA = 9.7x (>4x). Financial stress
Other assets 0.5% vs revenue 1.3%. Normal
Write-offs normal
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -3% YoY. Normal
Manipulation Score
M-Score = -2.68 (< -2.22). Unlikely manipulator
Portfolio monitoring
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Beneish M-Score
Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25