HCI Group, Inc. — Earnings Quality Grade A
HCI · Financial Services
Strong financial health
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 141 days, change -156 days YoY
AR growth -43.0% vs revenue growth 20.3%
Revenue 20.3%, CFFO 33.9%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -10.3% vs revenue 20.3%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.49. Profits backed by cash
FCF $0.4B, FCF/NI = 1.47
Accruals ratio = -5.8%. Low accruals
Cash $1.2B covers debt $0.1B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 0% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -48% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
HCI Group, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25