Great Southern Bancorp, Inc. — Earnings Quality Grade B
GSBC · Financial Services
Generally healthy
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 29 days, change -5 days YoY
AR growth -11.6% vs revenue growth 4.4%
Revenue 4.4%, CFFO 85.0%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 132.8% is >2x revenue growth 4.4%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.15. Profits backed by cash
FCF $0.1B, FCF/NI = 0.99
Accruals ratio = -0.2%. Low accruals
Cash $0.2B covers 53% of debt $0.4B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 2% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -4% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Great Southern Bancorp, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25