Globe Life Inc. — Earnings Quality Grade A
GL · Financial Services
Strong financial health
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 3.7%, CFFO -0.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 100.6% is >2x revenue growth 3.7%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.20. Profits backed by cash
FCF $1.3B, FCF/NI = 1.08
Accruals ratio = -0.8%. Low accruals
Cash $18.0B covers debt $2.6B
Balance Sheet Health
Goodwill+Intangibles $0.5B = 8% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 0% YoY. Normal
Manipulation Score
Insufficient data
Portfolio monitoring
Monitor GL continuously
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Altman Z-Score — Not Applicable
Globe Life Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25