First National Corporation — Earnings Quality Grade A
FXNC · Financial Services
Strong financial health
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 27 days, change -7 days YoY
AR growth 7.4% vs revenue growth 36.3%
Revenue 36.3%, CFFO 213.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 26.7% vs revenue 36.3%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.42. Profits backed by cash
FCF $0.0B, FCF/NI = 1.18
Accruals ratio = -0.4%. Low accruals
Cash $0.2B covers debt $0.0B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 9% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -10% YoY. Normal
Manipulation Score
Insufficient data
Portfolio monitoring
Monitor FXNC continuously
The full checks and model details are free to read. Use Watchlist to track your holdings; Pro adds automatic quarterly rescoring, risk-event email alerts, scans up to 50 tickers, and export workflows.
Altman Z-Score — Not Applicable
First National Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25