Equity Bancshares, Inc. — Earnings Quality Grade B
EQBK · Financial Services
Generally healthy
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 59 days, change +10 days YoY
AR growth 15.2% exceeds revenue growth -4.1%
Revenue -4.1%, CFFO -30.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 56.0% is >2x revenue growth -4.1%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.26. Profits backed by cash
FCF $0.0B, FCF/NI = 1.68
Accruals ratio = -0.4%. Low accruals
Cash $0.6B covers debt $0.4B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 14% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles surged 52% YoY
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Equity Bancshares, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25