Employers Holdings Inc — Earnings Quality Grade A
EIG · Financial Services
Strong financial health
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 309 days, change -14 days YoY
AR growth -6.7% vs revenue growth -2.5%
Revenue -2.5%, CFFO -41.5%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -55.1% vs revenue -2.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 4.14. Profits backed by cash
FCF $0.0B, FCF/NI = 3.94
Accruals ratio = -1.0%. Low accruals
Cash $1.2B covers debt $0.0B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 4% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 0% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Employers Holdings Inc is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25