Enterprise Financial Services C — Earnings Quality Grade C
EFSC · Financial Services
Some red flags
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue grew 16.0% but CFFO declined -21.8%
Expense Quality
No material inventory
CapEx growth 60.3% is >2x revenue growth 16.0%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 0.96. Profits backed by cash
FCF $0.2B, FCF/NI = 0.90
Accruals ratio = 0.0%. Low accruals
Cash $0.7B covers debt $0.2B
Balance Sheet Health
Goodwill+Intangibles $0.4B = 21% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 17% YoY. Normal
Manipulation Score
Insufficient data
Portfolio monitoring
Monitor EFSC continuously
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Altman Z-Score — Not Applicable
Enterprise Financial Services C is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25