Eagle Bancorp Montana, Inc. — Earnings Quality Grade A
EBMT · Financial Services
Strong financial health
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 58 days, change -1 days YoY
AR growth 12.1% vs revenue growth 13.2%
Revenue 13.2%, CFFO 16.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -66.0% vs revenue 13.2%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.23. Profits backed by cash
FCF $0.0B, FCF/NI = 1.91
Accruals ratio = -0.9%. Low accruals
Cash $0.1B covers 76% of debt $0.1B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 28% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -3% YoY. Normal
Manipulation Score
Insufficient data
Portfolio monitoring
Monitor EBMT continuously
The full checks and model details are free to read. Use Watchlist to track your holdings; Pro adds automatic quarterly rescoring, risk-event email alerts, scans up to 50 tickers, and export workflows.
Altman Z-Score — Not Applicable
Eagle Bancorp Montana, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25