Dime Community Bancshares, Inc. — Earnings Quality Grade A
DCOM · Financial Services
Strong financial health
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 45 days, change -20 days YoY
AR growth -0.7% vs revenue growth 44.2%
Revenue 44.2%, CFFO 88.3%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -34.0% vs revenue 44.2%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.69. Profits backed by cash
FCF $0.2B, FCF/NI = 1.65
Accruals ratio = -0.5%. Low accruals
Cash $2.4B covers debt $0.8B
Balance Sheet Health
Goodwill+Intangibles $0.2B = 11% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Dime Community Bancshares, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25