CNO Financial Group, Inc. — Earnings Quality Grade A
CNO · Financial Services
Strong financial health
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 299 days, change -17 days YoY
AR growth -4.6% vs revenue growth 0.9%
Revenue 0.9%, CFFO 7.6%. Cash follows revenue
Expense Quality
No material inventory
Insufficient data
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.95. Profits backed by cash
FCF $0.7B, FCF/NI = 2.95
Accruals ratio = -1.2%. Low accruals
Cash $8.6B covers debt $4.1B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
CNO Financial Group, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25