Capital City Bank Group — Earnings Quality Grade A
CCBG · Financial Services
Strong financial health
Screening Summary
Management Signals
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 7.9%, CFFO 37.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -12.6% vs revenue 7.9%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.42. Profits backed by cash
FCF $0.1B, FCF/NI = 1.30
Accruals ratio = -0.6%. Low accruals
Cash $0.1B covers 87% of debt $0.1B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 16% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -4% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Capital City Bank Group is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25