Bank of Hawaii Corporation — Earnings Quality Grade A
BOH · Financial Services
Strong financial health
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 44 days, change -4 days YoY
AR growth 2.5% vs revenue growth 12.5%
Revenue 12.5%, CFFO 27.7%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 251.8% is >2x revenue growth 12.5%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.06. Profits backed by cash
FCF $0.2B, FCF/NI = 0.90
Accruals ratio = -0.1%. Low accruals
Cash $0.9B covers debt $0.7B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 3% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -3% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Bank of Hawaii Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25