Burke & Herbert Financial Servi — Earnings Quality Grade B
BHRB · Financial Services
Generally healthy
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 38 days, change -11 days YoY
AR growth 2.9% vs revenue growth 31.5%
Revenue 31.5%, CFFO 25.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 156.3% is >2x revenue growth 31.5%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 0.92. Profits backed by cash
FCF $0.1B, FCF/NI = 0.82
Accruals ratio = 0.1%. Low accruals
Cash $0.3B covers 54% of debt $0.5B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 9% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -16% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Burke & Herbert Financial Servi is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25