Amerant Bancorp Inc. — Earnings Quality Grade A
AMTB · Financial Services
Strong financial health
Screening Summary
Management Signals
Source: SEC EDGAR 8-K Item 5.02, with exhibit links when available
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 37.4%, CFFO 66.7%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 4.6% vs revenue 37.4%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.61. Profits backed by cash
FCF $0.1B, FCF/NI = 2.47
Accruals ratio = -0.9%. Low accruals
Cash $0.5B covers 50% of debt $0.9B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 2% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 0% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Amerant Bancorp Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25